Resolutions Made Easy with XTERRA Fitness Financing

Jan 14, 2022

Reaching your 2022 fitness goals is easier than ever with XTERRA Financing Options. The benefits from working out from home are hard to ignore. Set yourself on the path toward fitness with a home cardio machine today and pay over time. The terms are clear and transparent. The rates are fair and there are no prepayment penalties. Learn more about XTERRA Financing below.

How does XTERRA Financing work?

XTERRA Financing Options give you the opportunity to buy your equipment today and pay over time. We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase through affordable monthly plans.

How do I apply for XTERRA Financing?

From our product pages and the shipping cart, you will see a link to details about making low monthly payments. Or, you can visit our financing page to apply and get more details.. Getting your rate takes seconds and is commitment-free. Checking your rate won’t affect your credit score* and the entire process is done in our secured and encrypted website.

Why is XTERRA Financing a good option for me?

The clear terms, fair rates and no prepayment penalties make the process easy and transparent. Pay for your purchase with monthly payments and prepay at any time without penalty. XTERRA currently offers 6, 12, or 24 months at competitive interest rates, including 0% APR for up to 12 months**

Who qualifies for XTERRA Financing?

XTERRA Financing is ideal for customers who have good credit and want the option to make low monthly payments. It is subject to credit approval and credit worthiness. If you are concerned about your credit score, you can request a free copy of your credit report from each of three major credit reporting agencies – Equifax®, Experian®, and TransUnion® – once each year at or call toll-free 1-877-322-8228.

Additional questions?

Check Bread’s FAQ for more information. or (844) 992-7323 ext. 1

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 12 monthly payments of $87.91 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread ® pay-over-time plans are loans made by Comenity Capital Bank.